Newsletters

Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000. 1
Source: Employee Benefit Research Institute, 2013

Will you outlive your retirement income? Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.


  • August

    HOT TOPIC: Airline Consolidation
    This article examines the potential effects of airline consolidation for investors, consumers, and the broader U.S. economy.

    Making Sense of Auto Financing
    Buyers who intend to finance a new car purchase should generally shop carefully for the best price and terms.

    A Will to Help Your Children
    This article explains the importance of a will, and why families who have children with special needs might also consider a special-needs trust.

    Shunning Stocks May Come with a Cost
    Why avoiding stocks altogether could prevent a portfolio from keeping pace with inflation.

    Tax-Conscious Investing
    How a mix of taxable and tax-deferred accounts could help reduce the effect of taxes on an overall portfolio.

    Orchestrating an Exit
    Devising a written business succession plan could ultimately benefit the owner, the owner’s family, and possibly the employees.

  • July

    HOT TOPIC: Cybercrime Update
    This article focuses on debit- or credit-card fraud and identity theft, including steps you can take to help safeguard your personal information and financial accounts.

    Investors as Corporate Citizens
    Sustainability has become a fundamental business goal for many corporations throughout the world, driven in part by investors.

    Keeping Talent On Board
    An executive bonus plan funded with cash-value life insurance could be used to reward and help retain a company’s most valuable employees.

    America’s Pension Problems
    A closer look at how pensions operate and why it might not be wise to rely solely on a pension when assessing retirement income needs.

    Energy Update: Natural Gas Boom
    The potential implications of how shifts in energy production, consumption, and policy could affect supplies and prices in the future.

    Target-Date Funds Keep Retirement in Sight
    Examine target-date funds and why funds with the same target date are not all the same.

  • June

    Investing Without Borders
    International investing offers an opportunity to pursue potential economic growth outside the United States, but it carries additional risks.

    Save as Much as You Want — Tax Deferred
    There are other savings options available for those who want to contribute more to a tax-advantaged retirement plan than annual limits allow.

    Disability Income Insurance
    Proper insurance coverage can help ensure your income, assets, and lifestyle are not at risk from a potential disability.

    Sandy Delivered Hard Knocks
    Superstorm Sandy demonstrated the importance of adequate insurance protection and the need to reduce uninsured losses.

    Expanding a Student’s College Options
    To help students cover rising higher-education costs, it may be wise to start saving as early as possible.

  • May

    HOT TOPIC: Sequester Under Way
    The sequestration (mandated federal budget cuts) could affect you, your community, and the U.S. economy in general.

    Fraud Never Sleeps
    Fraud accounted for more than half of the 1.8M consumer complaints received by the Federal Trade Commission in 2011.

    Moving On and Rolling Over
    Transitioning workers must decide what to do with savings accumulated in their employer-sponsored retirement plans.

    Signs That You May Not Be Ready to Retire
    Some warning signs that you might not be ready to go full speed ahead with the transition from worker to retiree.

    Sector Investing
    The composition, risks, and portfolio roles of sector funds typically differ from broader-based stock funds.

    Businesses Face Health-Care Decisions
    Both large and small business owners may want to pay attention to the Affordable Care Act’s tax implications.